Miami, Florida

Tax & Accounting Services for Miami Tech Startups

Specialized tax planning, R&D credits, and CFO services for venture-backed startups in Miami. Take advantage of Florida's ZERO personal and corporate income tax while building in the fastest-growing US tech hub. Serving Brickell, Wynwood, Coconut Grove, and South Florida's booming startup ecosystem.

3,200+
Tech Startups
$14M
Avg. Series A
0%
State Tax Rate
No income tax
Key Advantage

Serving Miami's Tech Ecosystem

Brickell Financial District
Wynwood Arts District
Miami Beach
Coconut Grove
Coral Gables
Fort Lauderdale

Miami Tax Challenges for Startups

No State Income Tax = Higher Federal Focus

While Florida has no income tax (huge advantage!), all focus shifts to federal tax optimization. R&D credits, proper deductions, and strategic planning become even more critical to minimize total tax burden.

Florida Corporate Annual Report Fee

Florida charges a minimum $150 annual report fee for corporations, plus additional fees based on shares authorized. This is higher than some states' annual fees and must be paid by May 1st each year to avoid penalties.

Sales Tax on SaaS and Digital Goods

Florida imposes 6% sales tax on electronically delivered software and SaaS products. Remote sellers must collect tax if they exceed $100K in sales to Florida customers. This affects many tech startups selling nationwide.

Cryptocurrency Tax Complexity

Miami's thriving crypto startup scene faces unique challenges. While Florida has no state income tax, federal crypto taxation is complex. Proper accounting for token sales, DeFi protocols, and NFTs requires specialized expertise.

International Expansion Considerations

Many Miami startups expand to Latin America. Transfer pricing, foreign tax credits, and international contractor payments require careful planning to avoid double taxation and compliance issues.

Florida Tax Opportunities

Zero State Income Tax

Florida has NO corporate income tax and NO personal income tax. This is a massive advantage for founders and employees. A startup making $1M profit saves $88,400 vs California (8.84%) or $95,000 vs Illinois (9.5%). Over time, this compounds significantly.

No Franchise Tax

Unlike Texas (0.75% franchise tax) or Delaware ($300+ annual tax), Florida has no franchise or privilege tax. Your only state cost is the $150 annual report fee, making Florida extremely cost-effective for corporations.

Qualified Target Industry (QTI) Tax Refund

Florida offers tax refunds to companies in high-tech industries that create high-wage jobs. Tech startups can receive $3,000-$6,000 per net new job created, paid annually for up to 4 years. This can offset hiring costs significantly.

Favorable Crypto Environment

Florida is actively courting crypto and Web3 companies. Miami's 'crypto mayor' and business-friendly environment make it a top destination for blockchain startups. Combined with no income tax, it's ideal for token-based companies.

No Exit Tax for Founders

When you sell your Miami startup, Florida charges NO state capital gains tax. A founder with a $10M exit saves $1.33M vs California (13.3% top rate). This makes Miami extremely attractive for high-growth startups planning for acquisition.

Our Services for Miami Startups

Tax Planning & Filing

  • • Federal tax returns (0% Florida state tax!)
  • • No corporate or personal income tax planning
  • • Sales tax on SaaS/digital goods compliance
  • • Crypto taxation and reporting
  • • International expansion tax strategy
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R&D Tax Credits

  • • Federal R&D credit (up to 20% of expenses)
  • • Smart contract development qualification
  • • DeFi protocol R&D documentation
  • • Blockchain technology credits
  • • Pure federal savings (no state credit needed)
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Cryptocurrency Accounting

  • • Token treasury accounting (impairment tracking)
  • • DeFi protocol financial reporting
  • • NFT revenue recognition
  • • Crypto-to-crypto transaction tracking
  • • IRS Form 1099 compliance
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Business Formation

  • • Delaware C-Corp formation (VC-preferred)
  • • Florida foreign corporation registration
  • • $150 annual report filing
  • • California exit tax avoidance
  • • Token structure and equity planning
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International Expansion

  • • Latin America expansion tax planning
  • • Foreign contractor payments (1099-NEC)
  • • Transfer pricing documentation
  • • Foreign tax credit optimization
  • • International subsidiary structuring
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CFO Services

  • • Fundraising financial modeling
  • • QTI tax refund applications
  • • Token economics and treasury management
  • • Due diligence preparation
  • • Exit planning (zero FL capital gains tax!)
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Miami Client Success Story

Industry: Web3 / Cryptocurrency

Challenge:

A Miami-based DeFi protocol with 20 employees relocated from California to take advantage of no income tax. They needed to properly account for token treasury holdings, navigate crypto tax reporting, manage international contractors in 5 countries, and ensure R&D credit documentation for protocol development.

Solution:

We implemented cryptocurrency accounting systems (properly tracking token impairments), set up international contractor compliance with proper tax forms, documented R&D activities for smart contract development, and managed the California exit to avoid residual taxes.

Results:

$240K in federal R&D credits claimed for protocol development, $0 state tax vs $176K they would have paid in California, proper crypto accounting preventing $50K+ IRS adjustment, and full international compliance. Total first-year value: $466K+ vs California alternative.

Frequently Asked Questions

Is it really true that Florida has no income tax?

Yes! Florida has absolutely no corporate income tax and no personal income tax. This applies to both individuals and C-Corporations. S-Corps and partnerships also pay no entity-level state tax. The only state cost is a $150 minimum annual report fee.

Should I move my startup from California to Miami?

The tax savings are substantial - a startup with $1M profit saves $88,400/year vs California. However, consider your team, investors, and market access. Many startups are making this move in 2025. We can help you navigate the transition tax-efficiently, including avoiding California's exit tax.

Does Florida tax SaaS products?

Yes. Florida imposes 6% sales tax on electronically delivered software, including SaaS. If you have Florida customers and exceed $100K in annual sales to Florida, you must register, collect, and remit sales tax. Out-of-state sellers are also subject to economic nexus rules.

How does crypto taxation work in Miami?

Florida has no state tax on cryptocurrency gains (huge advantage). However, federal taxation still applies - crypto is treated as property, subject to capital gains tax. Token sales, DeFi yields, NFTs, and mining all have complex federal reporting. We specialize in crypto startup accounting.

If I have no Florida income tax, can I still claim R&D credits?

Yes! Federal R&D tax credits are completely separate from state taxes. Miami startups can claim $50K-$200K+ in federal R&D credits regardless of Florida's lack of income tax. This is pure savings against your federal tax bill, dollar-for-dollar.

What is Florida's Qualified Target Industry tax refund program?

Florida offers $3,000-$6,000 cash refunds per net new job for companies in high-tech industries (includes software, fintech, biotech). You must create jobs paying 150% of average wage and go through an application process. Refunds are paid annually for up to 4 years.

Ready to take advantage of Florida's zero income tax?

Schedule a free consultation with our Miami-based startup tax experts specializing in crypto and Web3. Learn how to maximize Florida's no-tax advantage and federal R&D credits.