Seattle, Washington

Tax & Accounting Services for Seattle Tech Startups

Specialized tax planning, R&D credits, and CFO services for venture-backed startups in Seattle, Bellevue, and the Puget Sound region. Navigate Washington's unique B&O tax system while maximizing federal credits. Serving the Amazon, Microsoft, and emerging startup ecosystems.

8,000+
Tech Startups
$18M
Avg. Series A
0%
State Income Tax
0.484%
B&O Tax Rate

Why Seattle Startups Choose SpryTax

Seattle's tech ecosystem rivals Silicon Valley, with Amazon and Microsoft spawning thousands of startups. While Washington has no state income tax, the B&O (Business & Occupation) tax system is complex and unique. We help Seattle startups navigate these waters while maximizing federal credits.

Federal R&D Tax Credits

Washington State has no income tax, so there's no state R&D credit. However, Seattle startups can still claim substantial federal R&D credits (20% of qualified expenses). Average Seattle tech startup saves $180K-$450K annually on federal credits alone.

  • 20% federal credit on software development costs
  • Payroll tax offset for pre-revenue companies
  • Retroactive claims up to 3 years back

Washington B&O Tax Expertise

Washington's Business & Occupation tax is levied on gross revenue (not profit) at rates from 0.138% to 1.5% depending on activity type. Proper classification and planning can save tens of thousands annually. We're experts in B&O tax optimization.

  • Business activity classification optimization
  • B&O tax credits and deductions maximization
  • Monthly/quarterly B&O tax filing

Amazon/Microsoft Ecosystem

Seattle's startup ecosystem is fueled by Amazon and Microsoft alumni. We understand the unique challenges of AWS-native SaaS, enterprise sales cycles, and the expectations of Seattle-based VCs and corporate development teams.

  • SaaS revenue recognition (ASC 606)
  • Enterprise contract accounting
  • AWS credit and infrastructure accounting

VC-Ready Financial Reporting

Seattle VCs like Madrona, Voyager Capital, and national firms expect institutional-grade financials. We deliver monthly GAAP financials, detailed KPI tracking, and board-ready reports that support successful fundraising.

  • Monthly GAAP-compliant financials
  • SaaS metrics dashboards (ARR, NDR, CAC payback)
  • Board presentation package preparation

Multi-State Growth Planning

Seattle startups often expand to California, New York, and beyond. We manage multi-state tax compliance, sales tax nexus, and remote employee payroll while maintaining your Washington tax advantages.

  • 50-state nexus analysis and monitoring
  • Remote employee tax compliance
  • State-specific R&D credit optimization

Stock Options & QSBS Planning

Washington has no capital gains tax (a 2024 attempt was overturned), making QSBS planning even more valuable. We provide 409A valuations and ensure your equity structure qualifies for maximum federal tax benefits on exit.

  • 409A valuations for option grants
  • QSBS qualification ($10M+ tax-free at exit)
  • ISO/NSO grant optimization

Seattle Tax Challenges We Solve

Complex B&O Tax Classification

Washington's B&O tax applies different rates to different business activities: Service (1.5%), Retailing (0.471%), Wholesaling (0.484%), Manufacturing (0.484%). Misclassification can cost you thousands. SaaS products can be classified differently than consulting services.

Our Solution:

  • • Proper business activity classification analysis
  • • Multiple business activity allocation
  • • B&O tax credits and exemptions maximization
  • • Small business B&O credit qualification ($35K threshold)

Sales Tax on SaaS & Digital Products

Washington taxes SaaS and digital products at the standard sales tax rate (10.25% in Seattle). Additionally, economic nexus rules mean selling to customers nationwide triggers obligations in 45+ states. Compliance is complex but critical.

Our Solution:

  • • Washington sales tax registration and compliance
  • • Multi-state economic nexus monitoring
  • • Automated sales tax solution integration (Avalara, TaxJar)
  • • SaaS taxability analysis by state

High Seattle Operating Costs

Seattle has some of the highest salaries and office costs in the country. While this increases qualified R&D expenses, it also strains cash flow. Smart tax planning and financial management are essential to maintain runway while scaling.

Our Solution:

  • • Maximize R&D credits on high engineering salaries
  • • Cash flow forecasting and runway planning
  • • Tax-efficient compensation structures
  • • ESOP and equity compensation optimization

Paid Family & Medical Leave Tax

Washington requires employers and employees to contribute to the state's Paid Family & Medical Leave program. Rates change annually and are based on employee wages. Compliance requires proper payroll setup and quarterly reporting.

Our Solution:

  • • PFML payroll tax setup and compliance
  • • Quarterly premium reporting to ESD
  • • Annual rate update implementation
  • • Multi-state payroll coordination

Serving Tech Startups Across the Puget Sound

From South Lake Union tech campuses to Capitol Hill co-working spaces and Bellevue offices, we serve innovative startups throughout the Seattle metropolitan area.

South Lake Union

Capitol Hill

Pioneer Square

Fremont

Ballard

University District

Also serving the Greater Seattle Metro:

Eastside

Bellevue, Redmond, Kirkland, Sammamish

North Seattle

Northgate, Lake City, Shoreline

South Seattle

Georgetown, Columbia City, Rainier Valley

Tacoma Area

Tacoma, Federal Way, Kent, Renton

CLIENT SUCCESS STORY

SLU SaaS Startup Saves $240K Through R&D Credits & B&O Optimization

The Challenge:

A 20-person enterprise SaaS company in South Lake Union was using a local accountant who misclassified their B&O tax activity (costing them $18K/year in overpayment) and had never claimed R&D credits. They needed better financial reporting to support their Series B raise.

Our Solution:

  • Completed comprehensive R&D credit study: $195K in federal credits claimed
  • Reclassified B&O tax from Service (1.5%) to Manufacturing (0.484%), saving $18K annually
  • Set up proper revenue recognition for multi-year enterprise contracts
  • Implemented monthly GAAP financials with SaaS metrics dashboard
  • Prepared detailed financial model for Series B fundraising

Results:

$240K
First year tax savings
Series B
Raised $30M from Madrona

"SpryTax's deep understanding of both Washington tax and SaaS business models was incredible. They found savings we didn't know existed and delivered the financial sophistication our investors expected." - Co-Founder & CEO

Our Services for Seattle Startups

Tax Planning & Filing

  • • Federal corporate tax returns and planning
  • • Washington B&O tax classification and filing
  • • Multi-state tax compliance and apportionment
  • • Sales tax nexus analysis and compliance
  • • QSBS and exit tax planning strategies
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R&D Tax Credits

  • • Federal R&D credit (20% of qualified expenses)
  • • Payroll tax offset for pre-revenue startups
  • • Software development credit optimization
  • • Retroactive claims for prior years (up to 3 years)
  • • IRS audit defense and documentation support
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SaaS Accounting

  • • Monthly GAAP-compliant financial statements
  • • SaaS revenue recognition (ASC 606)
  • • ARR, MRR, and churn tracking
  • • Unit economics and CAC payback analysis
  • • QuickBooks Online and NetSuite management
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CFO Services

  • • Fundraising financial modeling and projections
  • • Board presentation deck preparation
  • • Strategic tax planning for growth and M&A
  • • Cap table management and dilution modeling
  • • Due diligence support and coordination
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Equity & 409A Valuations

  • • IRS-compliant 409A valuations for stock options
  • • ISO and NSO grant structuring and planning
  • • QSBS qualification planning for tax-free exits
  • • 83(b) election guidance and filing support
  • • ASC 718 equity compensation accounting
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Washington Payroll

  • • Washington payroll tax compliance (PFML, WC)
  • • Multi-state payroll setup (all 50 states)
  • • Remote employee withholding and compliance
  • • Contractor vs employee classification
  • • W-2, 1099, and annual payroll reporting
Learn More →

Ready to optimize your Seattle startup taxes?

Join 120+ Seattle startups saving an average of $180K+ annually through federal R&D credits and B&O tax optimization. Get a free consultation to discover your savings potential.

Frequently Asked Questions

What is Washington's B&O tax and how does it work?

The Business & Occupation (B&O) tax is Washington's version of a corporate income tax, but it's calculated on gross revenue, not profit. Different business activities have different rates: Service (1.5%), Retailing (0.471%), Manufacturing (0.484%), Wholesaling (0.484%). SaaS companies often qualify for the lower Manufacturing rate. There's a small business credit of $35 per month for businesses under certain thresholds.

Can Seattle startups claim R&D tax credits without a state income tax?

Yes! While Washington has no state income tax or state R&D credit, you can still claim substantial federal R&D credits (20% of qualified research expenses). For pre-revenue startups, credits can offset up to $500K in payroll taxes. A typical 15-person Seattle tech startup with engineers earning $140K average can claim $150K-$250K in federal R&D credits annually.

Is SaaS subject to sales tax in Washington?

Yes, Washington considers SaaS a taxable digital automated service. You must collect sales tax (10.25% in Seattle) from Washington customers. Additionally, you may have sales tax obligations in other states where you exceed economic nexus thresholds ($100K in sales or 200 transactions). We help set up proper sales tax compliance and integrate automated solutions.

What is Washington's Paid Family & Medical Leave tax?

Washington requires employers and employees to fund the state's Paid Family & Medical Leave program. The 2024 rate is 0.74% of wages (employers pay roughly 27%, employees pay 73%, though employers can choose to pay more). This is in addition to federal payroll taxes and unemployment insurance. We handle all payroll tax calculations and quarterly reporting.

Do I need to register my Delaware C-Corp in Washington?

Yes, if you have a physical presence, employees, or conduct substantial business in Washington, you must register as a foreign corporation with the Washington Secretary of State. You'll file both Delaware franchise tax and Washington B&O tax returns. We manage both registrations and ongoing compliance to keep you in good standing.